Sending email newsletters


New Email
Can someone tell me how to create newsletters to email to clients? You know those emailed updates you get that are all pictures/ photos with links to the website they are from? Which program can i create it in as i can't do it in Outlook the pics won't embed etc. I've tried Zookoda but I couldn't get it to work. I don't have a blog site.
Any info would be great.
Thanks :)